About Us
560 Sylvan Ave. Suite 3220
Englewood Cliffs, NJ 07632

Phone: +1-800-495-0122

Email: support@cardandbeyond.com

Fax: +1-866-683-1723

Get Start Now
  • PAYMENT PROCESSING
    Fast & Reliable Payment Processing for Your Business

Whether you run a traditional shop or sell online, Card&Beyond helps make running your business easier. Our portfolio of solutions is designed to meet the unique needs of businesses and be flexible enough for your specific needs.





Food & Drink


Retail


Service


Business on the Go

  • eCommerce
  • Other Businesses
  • All Solutions

CREDIT CARD PROCESSING

Accept All Major Payment Types
Anytime, Anywhere

Customers expect convenient payment experiences that let them shop seamlessly and pay with ease. Take it as a complete POS or standalone payment system for your business. We offer everything merchants need to help serve your customers better, grow sales and simplify the way you run your business. Your workday is easier with Card&Beyond.



EMV Chip Cards



Gift Cards



Contactless NFC Payments



EBT



Checks



Cash

E-Commerce

eCommerce Solutions.
Your Brand. Our Solution.

Expand your business across all channels, across the globe. Accelerate Global Commerce with Card&Beyond, industry leading eCommerce solutions that create secure, easy, and convenient shopping experiences.






  • Real-time payment manager (RPM)


  • Hosted checkout


  • Unmatched coverage and scale


  • Multiple currency acceptance and local payments


  • Quick, easy and secured integration


  • Security and fraud management


  • Accept more payment types than any provider. Customers can pay with any card or Paypal account-all in their native currencies. It’s seamless. Whether you are just starting a new business, looking for a more PCI compliant website solution or wanting to seamlessly integrate payment processing to your website, the Payeezy Gateway makes it easy to accept a wide range of payments and manage your payment transactions anytime, anywhere.

Virtual Terminal

Better Tech. Higher Standards.

Build your business with Card&Beyond, the simplest way to accept transactions online. We provide the best possible payment gateway for your customers


  • Advanced fraud protection
  • Secure customer data
  • Recurring payments
  • Account updater
  • Invoicing
  • Simple checkout






Accept Payments Virtually Anywhere Visa • MasterCard • Discover • American Express • JCB • PayPal • Visa Checkout • Apple Pay • E-check


Mobile Payment

Business on the Go
Find your next move.

You’re always on the road. You can call anywhere home base, so you need technology that’s just as flexible. That’s why our solutions are designed to help you jump at opportunity, so you don’t just keep up – you get ahead.

Get the device that’s as dynamic as your business. Clover Flex is the all-in-one device with the built-in capabilities to help you serve your customers better—whether at the counter, in line, at the table or on the go.

Go >

Securely and reliably accept both credit and debit cards – including EMV chip cards and contactless payments such as Apple Pay™, Samsung Pay® and Android Pay™ – right from your personal smartphone or tablet.

Go >

Cash Discount Program

What is a Cash Discount Program?




Legally Share Processing Fees with Customers

A cash discount program is basically a way to make your customers pay for your credit card processing fees. The basic premise is that you add a service fee to all purchases, usually up to 3% - 3.99%, and then make the service fee smaller when they pay with cash, and you call it a discount.

Zero Credit Card Processing Fees

By offering access to a cash discount program to customers who pay with cash, merchants are able to eliminate nearly 100% of their processing fees with the addition of customer service fees on all sales. In this situation, merchants are required to display a customer pricing notice that will inform each customer about the customer service fee that is charged on all transactions.

Is It Just for Cash?

It’s up to you what you want to apply discount to, but generally the idea is to apply the service charge to debit and credit cards, and to waive it with a discount for any other form of payment. That includes gift cards, personal checks and so on. Basically, if it doesn’t go through your credit card processing service, if it doesn’t incur any fees on your end, then you can give it a discount. The only regulations in place on cash discount program are those listed above, which effectively mean that you just need to keep your customers informed as to the service charge and the discount program.

Is a Cash Discount Program Suitable for All Businesses?

A cash discount program is most ideal for businesses with low ticket sales, since you are passing your merchant processing fees to your customers.

Is a Cash Discount Program Legal?

A cash discount program is legal in all 50 states per the Durbin Amendment of the 2010 Dodd-Frank Law, which states that businesses are permitted to offer a discount to customers as an incentive for paying with cash.